Never buy insurance over the telephone

Isnt it amazing how persistent those insurance telemarketers can be? They will still call me up without fail each month no matter how many time i tell them i'm not interested in whatever they are trying to sell me. I just wonder where they get my contacts from. I really do hate it when they call me up at 9am sharp in the morning. That's the time i'm in my deepest slumber. I know i can always turn my phone off and sleep in peace. Too bad, i need to be alert ot the incoming beeps and such. To me, those notifications means money.

Well, i dont know about you, but i never buy any form of insurance over the telephone. I dont feel safe doing it this way. I'd rather head over the insurancce company to find out about their packages, or i may just go online and request for a quick life insurance or medical insurance quote. I can then take my time to compare which policy suits me best. You really should not agree to naything over the telephone, you know. And this is especially true when you have to divulge your personal credit card details to them. Many frauds are carried out this way. So, be smart.