The best things in life arent free, k. PERIOD!!!

I have a feeling that people almost always fall for freebies, but never read the fine lines nor do much calculations. There was this promotion going on at a credit card company whereby if you do a balance transfer of a minimum of Rm5000 and maintain a balance of at least Rm4500/month for 12months, they'll give you a 29" flatscreen TV for free.

Like this also you call FREE ah.... *slaps forehead*. Based on simple calculations at 1.5%/month, it's a 18% per annum, in other words, the TV set costs at least Rm810, niasingggg. For that amount, i might as well go buy one at the electrical shop. And i wont bother you with the fine prints like exit fees, or what-if-my-balance-fall-below-the-Rm4.5k blah blah blah..... yawwwwnnnn