Bad credit report score

Jane old me the bank has turned down her loan application stating that her credit report score is way too low to qualify for one. The thing is, she doesnt know what a credit score is. I've always asked her to pay her bills on time. It's all her fault also. Who ask her to default on her repayment so many times. This in turn reflects on her credit score. That's why she cannot get a loan now.

She'd better go check out PictureCredit and read up on information related to credit reports and also on how to improve her credit scores. They offer visitors the opportunity to check their credit report and score for free, and provide many useful reviews of credit services and products. The good part is, it's free of charge. She'd better do something about it quickly if she wants to get a loan in the future.