Monday, August 08, 2005

EPF boost for wives???

I nearly fell off my chair when i read the news today. Since when do i ever need my hubby's EPF contribution to survive in my old age? And wives.... learn to earn your own money. And demand a portion of his money monthly; to use as you please. You are entitled to it. Why? Why are you even thinking of asking why? You wash, iron, cook, care..... arent all these four lettered words justify he pays you some pocket money? You mean you earn your keep by doing all this?

Forget about him whining over he's already paying for this, this, this and this. If he refuse to pay you pocket money, tell him to get his mother or better still, a maid to take care of the house and kids. Tell him you want to earn your own money to spend as you damn well please.

Let me tell you this; MEN; they are all alike. They all have valid reasons as fas as their vices are concerned. They smoke because they are stressed. They drink because they have to entertain clients. They have one arm around a china/indo/thai doll because if not, their client says they are afraid of their wife. They decide not to come home that night because it got late and he had had a few drinks too many and afraid kena saman. They gamble because its a form of investment. They buy all sorts of car accessories because it'll improve their car's performance better and lower it's maintenance. These are just some of the everyday valid excuses.

WIVES. You can also save a lot by shopping for less clothes, fake accessories, and what nots. Cant you opt for a less elaborate hairdo for a change? All those chic short haircut are very sexy, you know. Save all the trouble having to go to the salon every week. And do not buy from direct sale companies. Why? Because they are expensive if you are an end-user. Unless it's a one-of-a-kind product and you need it badly. Instead learn to do the business because the pay is damn good. Even better than your husband's once you've learned how. Compare that to setting up a store, a lot of capital is required and you have to be there all the time. But you dont need a lot to go into a direct sale business. A few hundred bucks, enthusiasm, the desire to learn and earn, and a few close friends is all that's needed to run your own business. Choose a good company with a unique product that you like, lots of motivation/educational programs, good customer support and rewarding compensation plan. Learn to plan and devide your time between childcare, housework and learning the business and product. Housewives are excellent when it comes to time-planning. And dont be lazy. Dedicate at least an hour or two a day, 2 to 3 times a week to build your business. Watch your business grow over time and learn to invest with all the money earned.

If you dont fancy the selling idea, try providing a service. Giving tuition classes is also a great way to earn extra money though it's a rather tied-down kind of work. But can be rewarding too if you are the kind that likes to stay at home. There are just so many ways a woman can earn money without ever having to leave home. Do something you enjoy and not get bored at.

The gahmen came up with this ingenious idea in order to get more money out of your salary so that they can invest in dunno-what-kind-of-investment. They are not liable should their investments go bust. And the return for your contribution is peanuts. Dont depend on EPF in your old age. When you are old, you wont have the energy to do much. Stop whining, nagging and complaining. Dont procrastinate. Get that fat ass of yours moving.

So, there you go. Either you get some money from your hubbies or earn your own. You'll be proud of yourself more.


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